MonteVista Homes Has Affordable Financing Options


We have your back with monthly payments you can afford.

While buying a home may seem overwhelming, that doesn’t mean your financing process has to be. MonteVista Homes has been building the best value, quality homes in thoughtfully designed communities throughout Western Oregon, Central Oregon, and Northeastern Oregon. Our goal is to make your home buying journey affordable and as simple and stress-free as possible.

Click here for more information or call 541-516-1999 schedule an appointment.


Which Saving Option Will You Choose?


4.5% FHA 30 year Financing (3.5% minimum down payment)
4.5% VA 30 year Financing
(0% minimum down payment)

30 year rate buydown example

$300,000 Loan 4.50% P&I is $1,518
$400,000 Loan 4.50% P&I is $2,024
$500,000 Loan 4.50% P&I is $2,680 (VA Only)


Save BIG on your year one monthly payment with a 3.75% interest rate!!*
Conventional 2/1 Buydown is simple
Here is an example:
3.75% year one | 4.75% year two | 5.75% years 3-30

$300,000 Loan 3.75% P&I is $1,389
$400,000 Loan 3.75% P&I is $1,872
$500,000 Loan 3.75% P&I is $2,315

$300,000 Loan 4.75% P&I is $1,563
$400,000 Loan 4.75% P&I is $2,084
$500,000 Loan 4.75% P&I is $2,605

$300,000 Loan 5.75% P&I is $1,752
$400,000 Loan 5.75% P&I is $2,336
$500,000 Loan 5.75% P&I is $2,920


Design Center option credit.


  • Eligible on “select” inventory homes and communities
  • May not be combined with any other discount or incentive
  • You must sign a sale agreement by September 15, 2022 and close by October 31st, 2022
  • Financing by MonteVista Homes preferred lender is required to qualify & finance for financing incentives.
  • Conventional owner occupied loans only for 2/1 rate buydown



* For FHA loan- $399,900 price, $13,996 = 3.5% down, $385,903 = base loan amount, $392,658 = final loan amount with 1.75% upfront MIP financed into the loan amount., 2.0% discount points paid by seller and lender credit, 4.5% rate is subject to change daily and is not guaranteed, 5.71% APR. For VA 4.50% rate is subject to change daily and is not guaranteed, 5.71% APR. Credit scores down to 600 for FHA & VA.  Closing cost may be added to loan VA amount. Subject to VA eligibility. **The special financing incentive is offered through sellers preferred lender only (Larry Wallace – Axia Home Loans). For homes closing before 8/31/22 and subject to loan approval. Loans subject to credit, underwriting, and property approval. Other terms and conditions apply. Terms and programs subject to change without notice. Not a commitment to lend. Borrower must meet qualification criteria. Offer eligible on owner occupied primary residence only – not investment properties/loans. In a continual effort to improve our product, MonteVista Homes reserves the right to change product design, features, materials, floor plans, specifications, prices and terms without prior notice. Square footage stated or implied are approximate. Images may be representative of future homes and show what’s possible and not what’s included. Facebook ad for $1,999 monthly payment is based upon a 2/1 rate buy down and is the first year Principal, Interest, Taxes and insurance based upon a $388,000 loan amount. 3.75% year 1 interest rate, 4.75% year 2 and 5.75% years 3-30. APR of 6.4%.  Rates as of July 7, 2022 ***Not to exceed 2% of the sales price. Design center options credit on available options only, or may apply toward seller paid closing costs not to exceed $7,500. Seller is a licensed real estate broker in the state of Oregon. Steve Wilson principal broker for PacWest Realty Group.

APR – FHA & VA  4.5% = 5.71%
APR – Conventional  2/1 buydown = 6.4%

Keep Reading

Back To Top