Special Offers in Moon Mountain

For a limited time, enjoy discounted closing costs when purchasing a move-in ready home in select markets PLUS a seller-provided 2-1 Interest Rate Buy-Down!*

What is a 2-1 Interest Rate Buy-Down?

Mortgage loans available with interest rate reductions during the first two years are called 2-1 buy-down programs. This means your interest rate will drop by two percent in the first year, one percent in the second year, and return to the full interest rate by the third year.


How Is MonteVista’s Rate Buy-Down Program Different?

For a limited time, MonteVista is offering a 2-1 Buy-Down Program, making your interest rate only 4.5% in Year One and 5.5% in Year Two!*


How Does This Affect Your Monthly Payments?

Numbers below are based on a $699,986 loan with 20% down payment and are representative of Principal & Interest only before taxes and insurance.

Offer eligible exclusively on select move-in ready homes with use of preferred lender.

*Eligible with 3.5% minimum down payment on promotion eligible homes only. Discount points, cost of buy-down and lender credits, paid by the seller, are subject to change. Rates as of 4/28/2023 – Note: interest rates change daily, and the rate listed above is NOT guaranteed until “locked-in” with the lender. **This special financing incentive is offered only with the seller’s preferred lender (Larry Wallace, NMLS #274578 – Axia Home Loans, NMLS #27830) – on move-in ready homes. The seller will pay a buy-down subsidy which results in a reduction to your monthly payment on a maximum loan amount of $472,000 for FHA and $500,000 for conventional financing. Estimated APR of 6.06%. The borrower must meet loan qualification criteria including (but not limited to): credit, underwriting, full loan approval and acceptable appraisal. Other terms and conditions apply. Terms and programs are subject to change without notice. Not a commitment to lend. “Equal Housing Opportunity.” Offer eligible on loans for owner- occupied / primary residence or second homes only – not investment properties. Note: loan guidelines limit the total cost of incentives paid by the seller at 5% of the sales price. The total cost of all incentives provided by seller to be the lesser of: $25,000 or 5% of the sales price, as determined by the loan guidelines. Call lender for complete details. The seller is a licensed real estate broker in the state of Oregon. Steve Wilson, principal broker for PacWest Realty Group.

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