• Special rate offer starting at 3.875% or *$5k Incentive (see sales agent for more details)
• Quartz Countertops throughout Home
  
• Stainless Steel Appliances
• Kitchen Island with Sink
• Corner Kitchen Pantry
• Great Room with Gas Fireplace
• Primary Suite with Walk-in Closet
• Dedicated Laundry Room
• Office, Study, or School Room

Special Rate Offer

3.875% Interest Rate | 4.546% APR

Regulated by Oregon Division of Financial Regulation, Branch License # 2472100. CalCon Mutual Mortgage LLC, dba OneTrust Home Loans is an Equal Housing Lender NMLS #46375, Licensed Mortgage Lender Regulated by Oregon Division of Financial Regulation, License # ML-5188; 3838 Camino del Rio N Suite 305, San Diego, CA 92108. Corporate phone (888) 488-3807. For more licensing information visit: https://onetrusthomeloans.com/licensing-information/. The advertised loan is a USDA 30-year Fixed Rate Loan with a 30-year fully amortizing term. The interest rate is 3.875% for 360 months. The disclosed APR is based on the payment of 1.5 discount points. For a $419,188 loan, there is a 4.546% APR with a monthly principal, interest, taxes, homeowners insurance, and mortgage insurance (PITIMI) payment of $2,442.44 for 360 months. Interest rate quoted assumes a purchase with 45-day lock pricing at 101% loan-to-value (LTV), a minimum FICO score of 680 on a primary residence. The actual interest rate, APR, and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Payments shown include estimated taxes ($250 per month), homeowners insurance ($100 per month), and mortgage insurance ($121.26 per month) actual payment obligations may be greater. Not all applicants will qualify. Rates and terms are subject to change without notice. Other terms are available. The home loan application must be dated on or before May 1, 2025, and must fund with OneTrust Home Loans to receive the promotional rate. This offer cannot be combined with other promotions. Other restrictions may apply; please ask your Mortgage Loan Originator for more details. The promo is subject to change without notice.